THE WHY
Financial Wellness requires understanding the importance of saving early and often to reach short and long-term goals. It requires understanding the difference between good and bad debt.
It also means that no matter your stage of life or income, you know how to live within your means, stick to a budget, and spend responsibly.
the how
Group & 1 on 1 Training
Tech driven tools & delivery
Remote & In Person sessions
Remote & In Person sessions
Tech driven tools & delivery
Remote & In Person sessions
Tech driven tools & delivery
Tech driven tools & delivery
Tech driven tools & delivery
TRAINING SEGMENTS
Spending & Budgeting
The path to Financial Wellness is paved with action, not procrastination. Determining how much to save ( paying your future-self first ) will depend on your gaining control over your monthly spending habits and sticking to a budget. This step in the Empowerment Money Project is devoted to helping you do just that!
Debt Management
Perhaps the biggest challenge and the greatest source of all financial stress is debt. Nothing keeps you further from being empowered than being in debt. The Empowerment Money Project will help you to create your own personal path forward towards a future free from debt.
Cash Flow
Empowerment over your money comes from detailed, accurate and current information about where it is, when it arrives and when it needs to leave. This training segment of the Empowerment Money Project will introduce you to tools and methods to both capture this information in near real time and understand how to find opportunities to speed it up or slow it down to your benefit.
Net Worth
Net Worth is the mathematical difference between what you own and what you owe. The tools that we will introduce you to in this step of the Empowerment Money Project will help you to measure and track your personal Net Worth in order to create a clear understanding of the impact saving, spending and borrowing decisions have.
Retirement Projection
Last but certainly not least, the Empowerment Money Project will introduce and train you on tools that can show you where you are going regardless of your starting point. The calculators we will train you to use are open source and free, provided by both the private sector and the US Government.
MOTIVATED DIY PATH FINDERS WANTED !!!
EMPOWER YOURSELF TODAY
At EMP Financial Wellness, we believe that personal empowerment only comes when YOU take the initiative and YOU make the changes YOU want to see in your life. When it comes to habits, your relationship with your money is no different than efforts to lose weight, eat healthier or exercise more.
Our mission is to help YOU build better money habits. Our contribution is a little knowledge and some specific tools that are freely available to help YOU accomplish your goal. YOU are the critical factor. Your desire, your motivation to create a more empowered life for yourself and your loved ones will be the deciding factor more than anything else.